artis asked:


My father in-law has incurable cancer, and outstanding credit card debt of about $55K. Can the credit card companies sue his estate or children to collect the outstanding balances on his accounts once he passes away?

Louis

kelsey asked:


I’m almost 19 years old and I have had a secured card for about 6 months, and I need more revolving credit. I applied for the Chase Freedom card but got turned down… What cards are good to build my credit for those who are starting out?

Peter

teddy25252003 asked:


For the last week I have been applying for a credit card and being denied based on my lack of credit history. My question is what can I do to fix that? If I were to get either a cell phone or a netflix account would they help contribute positively to my credit score?

Colleen

Book it! asked:


I have excellent credit, all 3 scores in the 758 to 798 range. I only have 2 credit cards, but theyre both just basic cards from when I was 18. They don’t offer benefits/rewards or anything. What card can I apply for that gives rewards to people with good credit?

Courtney

A. asked:


I know that it can hurt your credit and raise your interest rate if you charge more than your credit limit.

However, what if you are just under your credit limit and then the credit card company adds their monthly interest fee which puts you over the limit? Is it considered the same thing? Or does the company (Chase) not charge you over-limit fees if it is their interest that put you over?

Example:
Credit limit: $1000
You charge: $975
Monthly interest charge: $50
New Balance: $1025

Thanks!

Shane

Jared asked:


I recently opened a new credit card and noticed that my fico score plumetted 50 points after doing so. How long will it take for credit score to get over the fact that I opened a new account and regain those 50 points?

Darren

Iamready! asked:


If your wanting to show that your responsible with your credit cards to the credit bureaus and that your are someone that other credit card companies, loan people, and any other lenders want to have as a client. Thanks!!!!

Rebecca

Kola B asked:


I was wondering two things. First, what is the purpose of a credit check for employment at places like WalMart? I understand background checks, but a credit check? Also, if I do not have good credit, does that mean I cannot be hired for places like this? I just really don’t get the point of it if everything else is fine why a credit check matters. Please explain.

Micheal

tehhund asked:


How often do credit card companies report your revolving credit balance, and how long does that stay on your credit report?

For instance, if you have a high revolving credit balance and pay it all off one month (and stop using your credit cards for a few months), how long will it take for your credit score to improve based on your lower revolving debt balance?

Carla

love_earth22 asked:


I am getting sick of my bad credit ruining everything I try to do. At this point I am finally able to pay off my debt in order to fix this problem. I have heard stories of people paying off their debt but the company leaving them as unpaid on their credit report. I DONT want this to happen. How do I go about paying everything off while making sure it is taken off my credit report for good? How long does it take your score to change after you paid everything off?

Tamara