Archive for the ‘Credit Questions’ Category

How to acquire a free credit report from each of the major credit bureaus?

Wednesday, January 6th, 2010

florance asked: I heard on CNN Headline News that you can obtain one free credit report per year from each of the 4 major credit bureaus.
Does anyone know the names of each credit bureau, the number to call (or address) and what you need to do to get a copy of your credit report?Benjamin

How do college credits work? Do you get a credit everyhour or is it like, 30 for one class for one semester?

Monday, December 28th, 2009

Caitlin asked: I am looking at colleges and one of the cost calculators told me to ask how many credit hours per semester. I tried just putting in 17 and then i thought you get 17 credit hours per day. There is almost an 18000 dollar difference and i just need help understanding this college [...]

How to check a really free Credit Score?

Wednesday, October 7th, 2009

georgie asked: I want to know if I have any type of credit score. I have a Credit Card and I’ve been paying it off, but I want to get an apartment soon and need to see what my credit is like. I just want an online fast instant check–for free. I’ve heard of it [...]

How do college credits work? Do you get a credit everyhour or is it like, 30 for one class for one semester?

Tuesday, September 15th, 2009

Caitlin asked: I am looking at colleges and one of the cost calculators told me to ask how many credit hours per semester. I tried just putting in 17 and then i thought you get 17 credit hours per day. There is almost an 18000 dollar difference and i just need help understanding this college [...]

How high can my credit score climb if I have only credit cards in my credit history?

Sunday, August 30th, 2009

leanora asked: My current credit score is 745 and I’ve built it solely by using credit cards and paying on time (but never had any loans). Somebody told me that the abscence of installement-paid loan will prevent my score from climbing much higher. Is it true? Should I take some consumer loan to boost my [...]

How to improve my credit score for free?

Tuesday, August 11th, 2009

prudence asked: I have a debt of 897.00 on my credit score that has been paid already, I need to build my credit to buy a car my credit score is 550 and I’m not planning on getting a credit card to build my credit. How can I build my credit?Leon

How to get the free annually credit report?

Saturday, August 1st, 2009

mirtha asked: How do I obtain my free yearly credit report from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet [...]

How does an never used credit card report on your credit report?

Wednesday, July 29th, 2009

laurence asked: If I have a credit card that I do not use, how does this account reflect on my credit report? Does it show an open account in good standing?Annie

How many credit hours do you need to earn in ordered to be considered a sophomore?

Thursday, July 16th, 2009

Mz. Kelly asked: I attend Wayne State University and I tried to look up the credit scale so I know how many credits to take this upcoming semester, but I could not find anything. I need to know the credit scale of what is considered a freshman, sophomore, junior and senior for a full time [...]

What will my credit report show if I choose to settle an old credit card account with a debt colle?

Saturday, July 4th, 2009

reda asked: I would like to settle a few closed credit accounts that have been charged off and bought out by debt collectors. The collection agency is offering me a discounted rate to pay off this account. If I choose this option, will my credit report eventually show this account closed and paid off, as [...]


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