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Can i rebuild my credit without a car loan?

Faith E asked:


If i file bankruptcy, can i still rebuild my credit without a car loan? I want to purchase a paid off car and get liability insurance. I still have a student loan and 2 credit cards, I am planning to keep them to rebuild my credit. Will these get me to 700s after 2-3 years of paying on time?

Brian

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3 Responses to “Can i rebuild my credit without a car loan?”

  1. Muzzy T Says:

    try they sorted me out a treat

    Hope this helps you.

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  2. jennifer a Says:

    yes but check with your attorney first they will give you all the pro’s and con”s

    Also, a good site is…

    Take Care.

  3. Scott B Says:

    Yes you can rebuild your credit without a car loan. Do not use a credit repair service, you will get screwed. Reconsider bankruptcy if at all possible. You can probably get your student loans deferred further out if you make arrangements. If you file bankruptcy you will probably not be able to keep those 2 credit cards. Use bankruptcy as a last resort, it will remain on your credit report for 10 years. Nothing anyone can do about that including the so-called credit repair services.

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