How can I get my credit report online for free with out using a credit card?

onlyinurdreams85 asked:


I no longer have a credit card and every site I go to asks me to purchase my credit report. Is there anyway that I can get my report without using a credit card?

Jeanne

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Tags: Credit Card, Credit Report

This entry was posted on Friday, July 31st, 2009 at 4:26 am and is filed under Credit. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

6 Responses to “How can I get my credit report online for free with out using a credit card?”

1. C. J. Says:
   August 2nd, 2009 at 3:50 pm

   You are entitled to one free credit report every year from the 3 major Credit Agencies: TransUnion, Experian and Equifax . Just visit their websites, and you should see a link directing you to your free credit report. Suerte!!

2. catielovesjesus Says:
   August 5th, 2009 at 10:39 am

   This agency is authorized by the federal government. It is the ONLY TRULY FREE credit report – no credit card required.

   NO OTHER WEBSITE is authorized to do this.

3. Brian G Says:
   August 8th, 2009 at 12:06 am

   The only way to get a truly free credit report is though the actual agencies themselves, Experian, TransUnion, and Equifax. They will allow you, by law, one free credit report every year, plus you are entitled to a free report if you are turned down for credit based on a report from that agency.

   FreeCreditReport.com, AnnualCreditReport.com, and similar sites are looking to sign you up for credit monitoring services. They require a credit card even though the first month is free. They hope you will forget to cancel the service before they charge you for the second month.

4. let's get busy Says:
   August 8th, 2009 at 4:57 pm

   If you do the annual credit report dot com, you will receive the outline of everything that’s on the report without the score. If you need the score, you will have to pay a small fee to get it. At that point, you will need a credit card.
   Wishing the best 4 ya!
   Get busy!

5. lacy k Says:
   August 10th, 2009 at 11:16 pm

   Go to: and get all information about your credit report.

   The online credit report is really FREE! No tricks or gimmicks!

   Unlike the competition you also get your credit score.

   you get updates on your credit file

   You get a prepaid Mastercard debit card.

   There’s no credit card needed to get your free credit report.

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