How do i find a credit card suitable for me?

Sasha asked:


I want to get a credit card to build up my credit and also for emergency situations. I don’t know all that much about credit cards except the basic buy now pay later. Where i can find a good credit card to get me started(preferrably visa)?
I’m 23 and don’t have a checking account. My paychecks are direct deposit to a debit card i got through my job.

Karl

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Tags: Build Credit, Debit Card, Direct Deposit

This entry was posted on Friday, June 3rd, 2011 at 5:48 am and is filed under Credit. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

3 Responses to “How do i find a credit card suitable for me?”

1. Cold Says:
   June 6th, 2011 at 8:53 am

   Where do you have your checking account?
   You are established with them and your chances will be greater.
   Make sure your account has been in good standing for a solid 6 months.

   If they turn you down it could be because you are under 21.
   New federal laws have passed making it almost impossible to get a card under this age.
   If you are over 21, go to
   bankrate.com
   and look for cards you like.
   Or go to capital one, bank of america, citi, etc and see what they have to offer.

   How to get top scores: (with time).
   Use your credit card for small things you need like food or gas and pay in full each month.
   Carrying balances and paying interest has no benefits.
   Use credit wisely – it will reward you in return…

2. Rebecca Says:
   June 6th, 2011 at 6:07 pm

   Oh my god now you are COLD from Toni from Sam From Judy! That is so laughable as your style never changes madoff.

   Now to the original questioner

   However to answer your query with no credit you will not get a major card with benefits. You need to get a secured card or go to Orchard.com and get one. Low limit and high interest with a 39 dollar a year fee but they report to the bureaus and you get nice ioncreases with proper payments over time.

3. Mat Says:
   June 8th, 2011 at 9:19 pm

   creditcards.com

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