What are the easiest credit cards to get for someone who just turned 18?

Tricia0430 asked:


I just turned 18 and I want to establish my credit. I already own a car so I don’t want to get an auto loan to start establishing it. I want to get a credit card with a low credit limit so I can start establishing it. Where are the easiest places to get credit cards?
My bank does not have credit cards. I also do not feel like changing banks because I have been with this one for 2 years.

Lillie

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Tags: Banks, Credit Cards, Own A Car

This entry was posted on Friday, April 10th, 2009 at 6:16 pm and is filed under Credit. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

6 Responses to “What are the easiest credit cards to get for someone who just turned 18?”

1. SK Says:
   April 11th, 2009 at 11:15 am

   By far the easiest option for a person with little or no credit history is to get a credit card from your bank.

2. stan c Says:
   April 14th, 2009 at 1:45 pm

   If you have $500 in a savings account, convert it into a secured credit card. Make sure they belong to the credit bureau.

3. santosh d Says:
   April 17th, 2009 at 3:53 am

   I think household bank used to give, capitalone…

4. B-Jo Says:
   April 17th, 2009 at 10:30 pm

   Try establishing one with your bank. That will be the easiest.

5. David G Says:
   April 18th, 2009 at 8:20 pm

   capital one

6. sam Says:
   April 19th, 2009 at 9:03 am

   I would go for the bp visa. for the first 60 days you get 10% rebate on bp gas, 4 % on hotels and food, and 2% on other items. after 60 days it drops to 5,2,1%.. You then can get gas cards with the rebates( 25 dollars a shot). It’s nice to get the money back and they send me a $10 gas card in Dec just for being a member, not sure if they do that every year.

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