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What is a credit card company that will give you a second chance after chargeoffs?

.:JuSt A GiRl:. asked:


I would like to slowly restor my credit but I need to get another credit card and be responsible with it to get my score up. What company does this?

Sandra

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3 Responses to “What is a credit card company that will give you a second chance after chargeoffs?”

  1. Tim Says:

    A chargeoff indicates that you were unable to pay your previous bill and the company had to take a loss because they were unable to collect the amount owed.

    This will cause a big drop in your credit score and most lenders will forgive a low score, but not a chargeoff.

  2. Joy M Says:

    Captial One will give you another chance, but their interest rates will be higher than before.

    there are a lot of places that will give you another chance, but majority of them all will raise the interest rates.

  3. Deep Purple Says:

    You can try
    they don’t do credit checks

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