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What is a good credit card to get with average credit?

Mcl asked:


I know there is a whole bunch of crappy credit cards I can get but I want a decent one like ( Discover, Citibank,Visa,MasterCard) but I only have average credit which is not great but it isnt poor so I just want to know which one can I apply for and MOST LIKELY get approved for? Would I be able to get a exxon mobile card with average credit? I dont want to get denied keep that in mind…Credit score is about 635.

Karen
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This entry was posted on Tuesday, April 28th, 2009 at 8:35 pm and is filed under Credit. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

5 Responses to “What is a good credit card to get with average credit?”

  1. Angelica R. Says:
    May 1st, 2009 at 7:38 am

    Salute Visa is made for people with less than perfect credit. Your balance will start out at around 150 and increase 30 dollars each month as long as you pay the 30 minimal payment, thus building your credit even faster than most cards.

    You can get pre-approved online at:

  2. Knowledge Says:
    May 3rd, 2009 at 7:29 pm

    with a credit score of 635 you should be able to get approve for a reward card, check out under reward cards these cards give you points, cash back or miles when you use them.

  3. Peyton Says:
    May 6th, 2009 at 9:05 am

    I found the Visa Black Diamond credit card awhile back when I was looking for a good credit card that would accept me because I just had fair credit at that time. I think its a good card because I got approved fast and it also gave me a high credit limit. Also their are no hidden fees which is a definate plus. I came across it on this website:

  4. captkev Says:
    May 7th, 2009 at 6:36 am

    With a credit score around 635 you should have no problem getting a real mastercard from Next Millenium Mastercard. They supposedly approve most people and provide up to $5,000 credit limit. Just confirm their interest rate to make sure it is competitive still.

  5. chris c Says:
    May 7th, 2009 at 11:19 pm

    I would start out with a gas credit card. PLEASE do not get a retail credit card. They have the worst interest rates and charge the highest fees.

    I own my own credit repair company.

    If anyone else viewing this post needs their credit repair, please visit my site below.

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