What is the ideal credit card for a college student to get?
yeahhh asked:
I am looking to get a credit card basically for emergency purposes (mostly for those unexpected car repairs) and christmas time when I don’t have the money for gifts (I have a large family). What would be the ideal credit card for me to get? I have2 store credit cards, which are always paid off before I even recieve the bill, and an excellent credit score due to those cards, and student loans. I am looking for a card that doesnt have an annual fee, any suggestions?
Wanda
I am looking to get a credit card basically for emergency purposes (mostly for those unexpected car repairs) and christmas time when I don’t have the money for gifts (I have a large family). What would be the ideal credit card for me to get? I have2 store credit cards, which are always paid off before I even recieve the bill, and an excellent credit score due to those cards, and student loans. I am looking for a card that doesnt have an annual fee, any suggestions?
Wanda
Tags: Car Repairs, Christmas, Store Credit Cards
September 5th, 2009 at 4:36 am
Go though your bank..look for one with no annual fee, a credit limit of $1000 and look for a low interest rate.
September 7th, 2009 at 1:33 pm
get a Walmart Visa Credit card. They help with everything.Interest isnt bad either
September 8th, 2009 at 3:37 pm
Pick the best interest rate and and rewards program like Discovers cash back. Most important is to pay it off as quick as you can. Let any cash back build up for next Christmas.
Good luck
September 11th, 2009 at 4:34 am
My daughter had good luck with those offers that you get for college student plans. They have high interest rates (but you pay off every month, so who cares?) and low limits (but you’re a student and don’t need a big limit) but with many there is no annual fee.
September 12th, 2009 at 8:28 am
debt visa card or cash card
September 13th, 2009 at 10:08 am
I would actually suggest for all college students not to get a credit card while in school. It is too easy for students to charge items and delay paying it off, getting into financial trouble that can last for years.
But, if you are going to get another credit card, try to find one with a fixed interest rate and to research for one that is the lowest you can find. It should have no annual fee. And perhaps one that offers points or bonuses for spending.
September 16th, 2009 at 5:19 am
But it really depends on what you are looking for. Do you want a good rewards program, frequent flier miles, a low APR, etc.? These are things you should consider, and make sure you don’t get one with an annual fee. Even if you are just starting out, there are plenty of companies out there willing to give credit without charging you a yearly fee.
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