sadye asked: I recently got a Household Bank credit card in order to help build up my credit score. I have only used the card for small purchases and have paid off the balances for 2 months (the amount of time I’ve had the card) but no payments have shown up on my credit report [...]
Dex asked: Im 18 with zero credit history and im having trouble building my credit. My parents have bad credit so i have no cosigners. I cant buy an old car or anything. So i started small. A credit card. I was denied. How am i supposed to build credit when im not givin a [...]
soulweaponry asked: I’ve always heard its good to keep your credit/balances at a certain ratio to improve your credit rating. What should mine be? I have 2 cards: one with a $200 limit and the other with a $250 limit. How much should i spend on each?Thomas
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Y asked: i have bad credit, but i dont know what my credit score is yet, i have good rental history have been in the same apartment for 3 1/2 years. how much does credit really affect my chances of moving into an apartment.Douglas
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georgie asked: I want to know if I have any type of credit score. I have a Credit Card and I’ve been paying it off, but I want to get an apartment soon and need to see what my credit is like. I just want an online fast instant check–for free. I’ve heard of it [...]
ice38034 asked: Ok here is my story…I filed chapter 7 bankrupsey last year. My husband left me with a 3mo old special needs baby and between paying for his doctor bills and putting myself through college I was in $15,000 debt and I filed ch 7. Now I am out of college and want to [...]
Siana asked: I have tried applying for credit cards but they won’t give me credit for lack of credit. How can I go about getting a good credit score? (Besides loan companies. Already trying that.)
I really don’t earn much at my job and I would like to get a JC Penny card or something like [...]
matt asked: I have three credit cards but only use one, and pay it off in full every month. I am planning on making a big purchase at Best Buy and can save a lot of money if I open a credit card with the purchase. (I believe like 20% which would be almost [...]
great_and_mighty_adam_levine asked: Basically, how current is the credit agencies records?
Under normal conditions, my credit utilizaiton varies wildly.
When applying for credit, I generally want 10-20% credit utilization. I can make that happen, but I wanted to know:
How long after I make it 10-20% should I apply for credit?
How long do I need to hold my [...]
Moris asked: When I go shopping, the store asks me if I want to save xx% off my purchase by signing up for a credit card. How bad will it affect my credit score if I sign up to get the discount. Pay it all off right away and canceling right after that? My first [...]