toddbenny333 asked:


I started a small business 6 months ago that has been very successful. I have a business bank account, but have not done anything else to establish credit for the business.

I would like to lease a vehicle in the name of my small business and am curious if my business credit score would be too low?

Does anyone know a general guideline on how quickly a line of credit is established for a small business?

Glen

Sasha asked:


I want to get a credit card to build up my credit and also for emergency situations. I don’t know all that much about credit cards except the basic buy now pay later. Where i can find a good credit card to get me started(preferrably visa)?
I’m 23 and don’t have a checking account. My paychecks are direct deposit to a debit card i got through my job.

Karl

neken101 asked:


When you make a purchase with a credit card and receive the bill. After payment, what credit information and how long does it take to reach a credit bureau to affect your score?

Tonya

lodijc asked:


I have a cosigner that has excellent credit that will cosign for me to get a credit card to build my score plus to have for emergencies. My score is a 585. I pay my bills on time and don’t spend alot of money on dumb things. I just don’t have anything but a car loan giving me credit and a couple of old accounts that need taken care of.

Vera

daveysgirl126 asked:


I recently paid my credit card bill of $2.27, however the credit card company entered the payment as $227.00, causing $50 in overdraft fees at my bank. The credit card company had me fax over a statement with the bank fees on it so they can take care of it, however after 3 weeks they still haven’t done it, they tell me that they don’t even know if the statement is in the building and that they get hundreds of faxes a day and as soon as they get to it, they will handle it, what if this takes months? Is there a way I can make them take care of this matter more quickly? I just went ahead and paid my banks fees just so I could use my bank account again. Did I do the right thing? What if the credit card company never received the fax and they end up asking for another one, how can I make sure that they receive it? They corrected the mistake between the $2.27 and $227.00, maybe that’s all I can hope for.

Kristin

Andrea J asked:


I have 100% credit and 0% debt on my credit report. What does this mean? Im young 21 and im just really starting to really look at this stuff. And I really have no idea what all this means.

Franklin

Ashlyn asked:


I am really trying to build up my credit, but I cant seem to get approved for any credit cards simply because I dont have any credit. I have checked to make sure there arent blemishes on my credit report. I just have 0 credit. What can I do?

Georgia

Danyel asked:


What kind of credit card with the lowest fees would be best to get to help build/reestablish credit?
We’ve already been denied a credit card through our local bank.

Lydia

Thank you God! asked:


My credit score right now is around 750, but I recently wasn’t able to make a payment on one of my credit cards. I’m just wondering how much will my credit score be affected?

Ricky

Shytye asked:


Got 2 old credit cards with small amounts-like one hundred dollars balance one each, but want to pay off quickly. Can’t pay each credit card month to month either or separately. Don’t need old credit cards no more. What do I do? Can anyone help me out? Only helpful and sensible answer are needed for my dilemma.

Jamie