daveysgirl126 asked:


I recently paid my credit card bill of $2.27, however the credit card company entered the payment as $227.00, causing $50 in overdraft fees at my bank. The credit card company had me fax over a statement with the bank fees on it so they can take care of it, however after 3 weeks they still haven’t done it, they tell me that they don’t even know if the statement is in the building and that they get hundreds of faxes a day and as soon as they get to it, they will handle it, what if this takes months? Is there a way I can make them take care of this matter more quickly? I just went ahead and paid my banks fees just so I could use my bank account again. Did I do the right thing? What if the credit card company never received the fax and they end up asking for another one, how can I make sure that they receive it? They corrected the mistake between the $2.27 and $227.00, maybe that’s all I can hope for.

Kristin

Looking for C asked:


I am new to USA – been here less than 9 months and have a bank account with CHASE. I have a good salary and pay all my bills on time. But still CHASE refuses to give me a cresdit card and their reason is – You dont have a credit history!!Now if the ban kI have an account with otself says that they will not give me a credit card then how do I build a credit hisTORY?Are there any banks that will issue a credit card to me?

Ted

Tricia0430 asked:


I just turned 18 and I want to establish my credit. I already own a car so I don’t want to get an auto loan to start establishing it. I want to get a credit card with a low credit limit so I can start establishing it. Where are the easiest places to get credit cards?
My bank does not have credit cards. I also do not feel like changing banks because I have been with this one for 2 years.

Lillie