Azzz doggg asked:


This will be my first credit card.

I am not planning on carrying any balance. I just want to build my credit history. I am making enough money to cover any purchases and plan to pay in full each month, so I don’t really care about the interest rate.

Thomas

Sasha asked:


I want to get a credit card to build up my credit and also for emergency situations. I don’t know all that much about credit cards except the basic buy now pay later. Where i can find a good credit card to get me started(preferrably visa)?
I’m 23 and don’t have a checking account. My paychecks are direct deposit to a debit card i got through my job.

Karl

i_lovecrash asked:


I want to get my own cell phone plan with AT&T but I don’t have any credit and dont want to have to put down an expensive down payment. How can I buil my credit with out credit cards?

Marilyn

Shreads asked:


I cant get a credit card due to the fact that I have no credit. They say you cant get credit with no credit, ok? Are there any useful tips or information as to how I can build credit and build it fast. How can I become eligible for a credit card?

Yvonne

David asked:


I’m 18. I have never had a credit card or gotten a loan. I want to get good credit because I am thinking of starting a business in the future and will need good credit to get a start-up loan but I don’t want a credit card because of the outrageous interest rates. Is there an easier way to build credit? Like with secured cards or something?

Ann

Micah asked:


I’ve applied for two student cards, one with Chase bank and one with discover, and have be denied a credit card both times due to lack of credit history. What is a card that will allow me to build good credit so i can get a better card?

James

Wendell asked:


I filed bankruptcy in 2008 and discharged same year. My Credit Score is still Zero, How can i rebuild my credit score again. I got a 2 secured credit cards, 1 from USBank and the other from Golden1 Credit Union.

Rick

gabriell caperton asked:


I have a debt of 897.00 on my credit score that has been paid already, I need to build my credit to buy a car my credit score is 550 and I’m not planning on getting a credit card to build my credit. How can I build my credit?

Robert

agula0 asked:

I’m a new resident, i have no credit history. nobody wants to give me a credit card or a loan that i can start with, i did get a credit for a car but with 14% intrest! seems like I can never get out of this circle, you need good credit to get a loan you need a loan to build your credit.

Ron

nmommy07 asked:


I am thinking of getting a particular credit card to use on a purchase due to the fact it offers money off the purchase. I know this isn’t a great idea, so I’m still thinking about it, but my concern is with my credit. My credit is fairly good right now and I’m wondering if I get the card and cancel it shorty after, how long does it take to build the credit I lost from getting & cancelling the card, back to normal? If it’s just a few points, does that take weeks/months? Thanks.

Frank