Bryce asked: I always thought at 18 they love to give you credit cards, I’ve tried Capitol One, Chase, a QT credit card, and a Best Buy one. All deny due to no credit history. I obviously can’t get Credit history if they won’t let me have credit. I Work 2 jobs and just want [...]
Future Mrs. Jarvis asked: I’m starting a home business; what do I need to do to go about establishing personal credit. I currently have no credit history and therefore have not been approved for any lines of credit, inclluding gas cards. What would I need to present to a financial institution to try to begin [...]
Taryn asked: I am 18 years old, I have no credit history. I am looking for a credit card so I can build my cred history. What are the best credit cards for individuals like myself? Thank you!Emily
Kaytee asked: My current credit score is 745 and I’ve built it solely by using credit cards and paying on time (but never had any loans). Somebody told me that the abscence of installement-paid loan will prevent my score from climbing much higher. Is it true? Should I take some consumer loan to boost my [...]
Li asked: I am thinking of those who do not have a credit card and pay for everything by check and cash. How is their credit rated? Is it based on a loan for example (car, student, etc.) and what if it is their first time applying for such a loan? How is their credit [...]
Tamborine asked: I have decent credit but I had cancelled all my cards when trying to get out of debt. I am now free of all unsecured debt but I need to have a card so in the future I won’t be hurt by having no credit.
I’m thinking I want a card with no annual [...]
Tay asked: I just turned eighteen at the end of February, so I have limited credit history.
I was wondering what credit card is used for building credit, and would be the best choice for a person getting they’re first credit card.Arlene
tusharcosmic asked: I am a trader of textiles,maintaining a good balance in my savings account and have a good credit history of more than one year. I am going to apply for a lot of credit cards as well as personal loans. What general precautions should be taken so that I may be [...]
Heidi asked: I’m wanting to establish good credit but I don’t know where to start. I don’t want high interest and I know if you don’t have credit history, your credit is bad. Please tell me which credit card I should get. Thanks.Nancy
Screaming Llama asked: I just applied for my first credit card ever yesterday, and I am hoping to get a credit limit of at least $1,500. I have no credit history whatsoever, I don’t have to make a house payment, no dependents, and I make $12.10 an hour working 35-40 hours a week. [...]