Curious Kat asked:


I have no credit/bad credit, and have trouble even getting a department store card. Isn’t there a credit card that I can qualify for and work towards buiding my credit?

Herman

candiceinks asked:


I am an authorized user on 3 major credit cards. I have one individual department store account and one individual student loan account. Should I remove myself as authorized user from 2 of the most recent accounts and get a major credit card individual account? Would that help/hurt my credit?

Rose