plasencia.raquel asked:

I have two part time jobs, one with the State and the other with a small business. I have managed my checking and savings accounts with Wells Fargo bank. I am now seeking to start building my credit. I was told store credit cards are great for first timers. Is this true?
If so, what stores have the best rates?

Eddie

JNate asked:


I own a small business which often takes credit card numbers over the phone as a deposit. We recently had a customer no show, and she contested through her credit card company when we charged her (she claims it wasn’t explained when she gave us her #). The credit card company took her side and said it is policy to allow anyone contesting to get their money back if there is no signature. How can this be? So many hotels and services take card #’s as deposits!

Georgia